This is so crazy, yet so true! I discovered this without even trying. I always complained how I no longer have friends or a social life, because I drifted into my own world over the years, pursuing writing. Now, I earn my salary and spin very little, and it has managed to accumulate, to the point I can afford to splurge when I want, support a few charities, and even purchase a little stock (all of which I've written about). THIS ADVICE REALLY WORKS!